Life happens, circumstances change. Life is short. Time is valuable. Nobody looks back on their life and says, “I wish...
72(t) early retirement Every day we get calls, emails, and inquiries from individuals across the United States who ask us,...
Jerry “Doc” Hall, the 72(t) planning pioneer Jerry “Doc” Hall, PhD, was a visionary, and we want to honor this...
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The content, products and services offered on this website are related solely to IRS Rule 72(t) and the “Substantially Equal Periodic Payments” (SEPP) provision of the Rule that allows individuals to access their qualified funds, penalty free, prior to the age of 59 ½. They are offered for educational purposes only and should not be considered as securities or investment advice, which can only be offered after a thorough assessment of one’s financial background and suitability profile. 72(t) Professor and The Spivak Financial Group are separate entities.
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