Do You Want or Need to Access Your Retirement Funds Before Age 59½?
Learn how to access your retirement funds penalty-free using a 72(t) Series of Equal Periodic Payments (SEPP)
72(t) Can Help Individuals
Improve Your Quality of Life
We are 72(t) Specialists
The Spivak Financial Group focuses on 72(t) SEPP income planning as our specialty.
- 30+ years of helping individuals & families
- Helping 500+ clients nationwide with 72(t) income planning
- A+ Rating with Better Business Bureau
- Operating under a fiduciary standard – our clients’ interests always come first
- Independent: No proprietary products
- Personalized solutions
- Comprehensive Wealth Management
This is not a DIY project. We handle the process from A-Z. We make it simple to work with the experienced 72(t) Professor Team, powered by The Spivak Financial Group.
Schedule a Complimentary Consultation
See if this approach is right for you. If so, we prepare a custom analysis for you.
Establish an IRA with a 72(t)-friendly custodian. We certify the calculation. We manage your account. We handle all of the paperwork.
Start receiving your 72(t) Series of Equal Periodic Payments. We keep you off the IRS’ mailing list.