Are you considering early retirement, or do you need to tap into your retirement savings before reaching the age of 59.5? If so, you may have come across the term …
When it comes to retirement planning, a 401(k) is one of the most popular and effective options available. It allows you to save for retirement in a tax-advantaged way, and …
If you are nearing retirement age and looking for ways to access your retirement savings without penalty, you may have heard of the 72(t) distribution. This is a strategy that …
It involves various strategies to ensure a steady flow of income even after you stop working. One such strategy that has proven beneficial for many is the 72(t) Substantially Equal …
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The content, products and services offered on this website are related solely to IRS Rule 72(t) and the “Substantially Equal Periodic Payments” (SEPP) provision of the Rule that allows individuals to access their qualified funds, penalty free, prior to the age of 59 ½. They are offered for educational purposes only and should not be considered as securities or investment advice, which can only be offered after a thorough assessment of one’s financial background and suitability profile. 72(t) Professor and The Spivak Financial Group are separate entities.
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