72(t) Professor Articles

Are 72(t) Distributions Considered Income? Here’s Why You Need an Expert to Calculate 72(t)

July 25, 2023

Are you considering early retirement, or do you need to tap into your retirement savings before reaching the age of 59.5? If so, you may have come across the term …

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Can I Borrow from My 401(k) Without Penalty?

July 18, 2023

When it comes to retirement planning, a 401(k) is one of the most popular and effective options available. It allows you to save for retirement in a tax-advantaged way, and …

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Can You Work While Taking a 72(t) Distribution?

July 11, 2023

If you are nearing retirement age and looking for ways to access your retirement savings without penalty, you may have heard of the 72(t) distribution. This is a strategy that …

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Maximizing Your Retirement Income How 72(t) SEPP Can Help

July 4, 2023

It involves various strategies to ensure a steady flow of income even after you stop working. One such strategy that has proven beneficial for many is the 72(t) Substantially Equal …

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Borrowing from 401(k) versus 72(t) SEPP What You Need to Know

Borrowing from 401(k) versus 72(t) SEPP: What You Need to Know

June 27, 2023

When it comes to retirement planning, making smart decisions will help you reach your financial goals. Two often-used  strategies for accessing money when needed are borrowing from 401(k) and using …

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How Does the IRS Calculate Life Expectancy

How Does the IRS Calculate Life Expectancy?

June 20, 2023

When it comes to retirement planning, it’s important to understand how the Internal Revenue Service (IRS) calculates life expectancy. Knowing this information can help you plan for your future and …

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