72(t) Professor Articles

Unraveling the Mystery: How Does SEPP Exemption Work?

August 15, 2023

Planning for retirement involves a lot of strategic financial decisions. One such decision is whether to take advantage of the Substantially Equal Periodic Payments (SEPP) exemption. This provision allows individuals …

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What is the First Thing to Do Before Retiring? A Guide to Planning for Early Retirement

August 8, 2023

Retirement is an inevitable phase of life that everyone must prepare for. It’s a time when you finally get to hang up your work boots and enjoy the fruits of …

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Are 72(t) Distributions Considered Income? Here’s Why You Need an Expert to Calculate 72(t)

July 25, 2023

Are you considering early retirement, or do you need to tap into your retirement savings before reaching the age of 59.5? If so, you may have come across the term …

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Can I Borrow from My 401(k) Without Penalty?

July 18, 2023

When it comes to retirement planning, a 401(k) is one of the most popular and effective options available. It allows you to save for retirement in a tax-advantaged way, and …

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Can You Work While Taking a 72(t) Distribution?

July 11, 2023

If you are nearing retirement age and looking for ways to access your retirement savings without penalty, you may have heard of the 72(t) distribution. This is a strategy that …

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Maximizing Your Retirement Income How 72(t) SEPP Can Help

July 4, 2023

It involves various strategies to ensure a steady flow of income even after you stop working. One such strategy that has proven beneficial for many is the 72(t) Substantially Equal …

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