What are the Rules for a 72(t) Distribution?
Introduction As you plan for your retirement, you may be considering ways to access your retirement funds early without incurring penalties. One option is the IRS Rule 72(t) SEPP distribution, …
How are 72(t) Distributions Taxed?
When it comes to retirement planning, the taxation of distributions is an important factor to consider. One type of distribution that may be available to those who are retired or …
How do you Calculate Substantially Equal Periodic Payments?
When it comes to retirement planning, understanding substantially equal periodic payments (SEPPs) is essential. SEPPs are a type of retirement plan strategy that allows you to withdraw money from your …
What Does 72(t) Series of Equal Periodic Payments Mean?
When it comes to financial planning, it is important to understand the various terms and concepts that are used. One such term is “series of equal periodic payments” (SEPP) or …
What Should I Do 12 Months Before Retirement?
Retirement is an exciting time, but it can also be a bit overwhelming. It’s important to plan ahead and make sure you have your “financial house” in order before you …
Why work with the 72(t) Professor
Stuart Spivak, the 72(t) Professor, is a well-known expert in the financial planning industry, with a particular focus on 72(t) SEPP. With over 30 years of experience in financial planning, …
Alternative Tax Strategies for Retirement
Retirement planning can be a complex and challenging process, especially when it comes to taxes. While 72(t) SEPP is a popular tax strategy for early retirement planning, there are other …
Retire Early and Plan Wisely with 72(t) SEPP
Retiring early is a dream for many people, but it can also be a challenge to make your retirement savings last for the rest of your life. Fortunately, there are …
Is 72(t) a Good Idea?
The concept of 72(t), also known as Substantially Equal Periodic Payments (SEPP), has been around for a few decades now and is becoming increasingly popular among those looking to access …
At what age can you start a 72(t)?
The 72(t) is a great retirement planning tool that can help you access your retirement funds early without incurring the 10% penalty. But before you can start taking advantage of …