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What Will I Receive When I Enroll in This 72(t) Program?

With our 6 learning modules you’ll have exclusive access to:

Strategies to set up and plan your penalty-free distributions
72(t) friendly custodian information and why this is important
Consequences of breaking a 72(t) SEPP
Learn the most common mistakes and how to avoid them
Receive a complimentary phone call with the professor himself upon course completion (a $500 value)

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Learn how to access your retirement funds.

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The content, products and services offered on this website are related solely to IRS Rule 72(t) and the “Substantially Equal Periodic Payments” (SEPP) provision of the Rule that allows individuals to access their qualified funds, penalty free, prior to the age of 59 ½. They are offered for educational purposes only and should not be considered as securities or investment advice, which can only be offered after a thorough assessment of one’s financial background and suitability profile. 72(t) Professor and The Spivak Financial Group are separate entities.

Securities and advisory services offered through Centaurus Financial Inc., Member FINRA and SIPC, a Broker/Dealer and Registered Investment Advisor.

Supervisory Branch: 2300 East Katella Avenue, Suite 200, Anaheim, CA 92806. Phone: 714-456-1790

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