When it comes to retirement planning, making smart decisions will help you reach your financial goals. Two often-used strategies for accessing money when needed are borrowing from 401(k) and using …
When it comes to retirement planning, it’s important to understand how the Internal Revenue Service (IRS) calculates life expectancy. Knowing this information can help you plan for your future and …
Introduction: The Freedom of Early Retirement The dream of retiring early and enjoying the fruits of your labor is a common goal shared by many. However, the reality is that …
Introduction As you plan for your retirement, you may be considering ways to access your retirement funds early without incurring penalties. One option is the IRS Rule 72(t) SEPP distribution, …
8753 E. Bell Road
Suite #101
Scottsdale, AZ 85260
The content, products and services offered on this website are related solely to IRS Rule 72(t) and the “Substantially Equal Periodic Payments” (SEPP) provision of the Rule that allows individuals to access their qualified funds, penalty free, prior to the age of 59 ½. They are offered for educational purposes only and should not be considered as securities or investment advice, which can only be offered after a thorough assessment of one’s financial background and suitability profile. 72(t) Professor and The Spivak Financial Group are separate entities.
Securities and advisory services offered through Centaurus Financial Inc., Member FINRA and SIPC, a Broker/Dealer and Registered Investment Advisor.
Supervisory Branch: 2300 East Katella Avenue, Suite 200, Anaheim, CA 92806. Phone: 714-456-1790
The Spivak Financial Group and Centaurus Financial, Inc. are not affiliated. This site is intended for residents of the United States of America in the following states only. AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NV, NJ, NM, NY, NC, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WV, WI, and WY.
Copyright © 2025 – The Spivak Financial Group, All Rights Reserved.
